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Home Mortgage Refinance
Veritas Lending, Inc. offers a wide variety of mortgage refinance products to assist
you in refinancing your home at a great rate. We can help you take
out the equity in your home to do improvement consolidate debt, or
just refinance to fix the rate on the adjustable rate mortgage you
already have. Veritas Lending, Inc. has access to literally hundreds
of programs to help you get the cash and rate your deserve. We also
offer 100’s of programs to assist with purchase or construction of a
new home (see our purchase page).
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The following are a few of the products
that we offer to assist in refinance of your home:
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40/50 Year Amortizations:
By extending your amortization and lowering your payment, you
can often borrow money to payoff credit cards and still lower
your monthly payment! We have programs to finance up to 100%
of the value of your home, with credit scores as low as 500.
These programs are available in both a 30-year fixed rate and
2/3 ARM’s. Stated income, low doc, 2nd homes, and investment
property allowed. All 40/50 year programs balloon in 30
years. Rates vary based on loan to value and other qualifying
criteria. |
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Pick-A Pay: With a
Pick-A-Pay program you choose the payment you make each
month. You can a make minimum payment each month as low as
1.65%, pay interest only, or choose to make a payment based on
a 15 or 30-year amortization. This program is great for
managing your cash flow on investment properties or if your
income is seasonal. Maximum loan to value of 80%. |
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Interest Only: With this
program you make the interest only payment for up to 5-years!
After the first five years the loan amortizes over 25-years.
This program is perfect for maximize your buying power now,
while your income grows. Rates vary based on loan to value
and other qualifying criteria. |
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Private Party Financing:
Often called “hard money lending”, these programs can qualify
without regard for your credit, impending foreclosure or
income. Based on the equity in your home, Veritas Lending,
Inc. has several programs that even the worst credit scores
can qualify for. Rates vary based on the loan to value and
other approval criteria. |
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Traditional: Of course in
addition to all of the programs above we offer traditional
30-year fixed rate loans for the purchase of your home. Loan
to values are available up 100% (without mortgage insurance in
some cases), stated income, low doc, stated assets, and low
credit scores are all acceptable. Rates vary based on loan to
value and other qualifying criteria. |
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Don’t forget to use
our
Mortgage Calculator
to assist in determining your payment. All loans are
subject to underwriting criteria as established by the lender,
including but not limited to minimum credit scores, income and
asset verification. |
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 We
do business in accordance with the Federal Fair Housing Law (The
Fair Housing Amendments Act of 1988). It is illegal to discriminate
against any person, because of race, color, religion, sex, handicap,
familial status, or national origin.
Veritas Lending, Inc. is centrally located to Tampa Bay in beautiful St. Petersburg
Florida. We
are licensed to do business throughout the State of Florida. |
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Veritas Lending, Inc
5022 73rd Avenue North, Pinellas Park, FL 33781
Ph: (727)-388-0512
Fax: (727)-456-4463
Serving home mortgage clients within the
Tampa Bay Region
and throughout Florida including Tampa Clearwater and St. Petersburg
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